Do demerit points affect my insurance?

There is a loose correlation between demerit points and insurance premiums, but there is no direct correlation. Certain charges do not carry demerit points, but can have an adverse impact on your insurance. Insurance companies base increases, on what type of charge you are convicted of, and how many convictions you have received within the last 3 years.

Only an insurance provider will be able to give you a precise account for how much insurance premiums may cost you.